Kelli Swart

Welcome to the Kelli Swart State Farm Insurance Agency! 🌷 I’m Kelli Swart, a longtime Minnesota resident and State Farm agent proudly serving Rogers, along with Otsego, Dayton, Hanover, St. Michael, Albertville, Elk River, Maple Grove, and communities throughout Hennepin, Wright, Sherburne, and Stearns counties. With over 20 years of local roots and experience, I value relationships built on consistency, care, and understanding what matters most to the people who call this area home. Our office is also licensed to help customers across Wisconsin, North Dakota, South Dakota, and Iowa, supporting individuals and families throughout the region as their lives and needs evolve.

At our Rogers office, my licensed team and I offer Auto Insurance to support everyday commutes, road trips, and changing driving habits; Homeowners Insurance to help protect primary residences through Minnesota’s seasons; Condo Insurance and Renters Insurance for coverage that fits shared buildings and rental living; Personal Articles Insurance for items like jewelry or valuable belongings that deserve extra attention; Business Insurance to help local owners prepare for the unexpected; Life Insurance to support loved ones through every stage of life; Health Insurance for broader personal protection needs; and Pet Insurance to help care for the four-legged members of your family. We focus on thoughtful conversations and regular reviews, so coverage continues to reflect your goals, not just your paperwork.

Before opening my agency, I spent 22 years building a company centered on insurance, an experience that still shapes how I serve customers today. Outside the office, I enjoy life with my husband and our two children, spending time at our cabin boating, snowmobiling, and soaking up Minnesota’s outdoors. I’m also a dedicated hockey fan and have been honored to serve as president and volunteer coordinator for the Elk River Youth Hockey Association, including organizing Hockey Day MN. Giving back to the community matters deeply to me, and it’s part of why we live by our vision of #InsuranceLikeFamily every day.

If you’re new to the area or simply want to review your coverage, I invite you to stop by or connect with our team for a personalized quote

Protecting What Matters, Growing Together.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Kelli is here to help your Rogers household feel covered.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Kelli about your options in Rogers.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Kelli is proud to serve the Rogers community.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Serving Rogers and the surrounding area, Kelli can help answer your questions.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. For personalized coverage in Rogers, MN, reach out to Kelli.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Have questions? Kelli in Rogers can walk you through your options.